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Term &
Conditions
SIFA GmbH can
only act on behalf of a client (e.g. requesting information or quotes) when a
brokerage agreement was signed. This excludes the first information
meeting. SIFA GmbH represents the interest of its client vis-à-vis insurance
companies and fund providers.
The services SIFA GmbH provides within the scope of the brokerage agreement are
free of charge to the client. All other consulting and service works will be
charged at an hourly rate.
Content of this website
No
legal claim against Swiss Insurance & Financial Advisors (SIFA) GmbH may be made
pertaining to the contents published on this website. SIFA GmbH takes no
responsibility for links to other websites.
Insurance
benefits
SIFA GmbH
cannot be held accountable for claims for insurance benefits. Solely the
insurance company decides in the case of a claim whether benefits are paid out
or not. SIFA GmbH cannot be held responsible for quotes from insurers. Surplus
in the life insurance field is generally not guaranteed, please see the
appropriate conditions in your insurance contract.
Money laundering
SIFA
GmbH is committed to comply with all money laundering laws as well as the
individual guidelines of the insurance providers and asset management companies.
The client has the obligation to render all necessary information.
Protection of
data privacy
The federal law
on data protection (Bundesgesetz über den Datenschutz) applies. Client data is
only handed out to third parties provided that the mandate requires it.
Data which is transmitted over the internet is not always safe from the access
of unauthorized persons. If you wish to be absolutely safe, we recommend to send
all requests via mail. |
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